Posted February 09, 2018 12:23:20 It’s a job where you’re the one that pays the bills, and the biggest challenge is that you’re spending a lot of time away from home, apart from the occasional weekend, and there’s a huge difference in how you spend that time compared to other jobs.
Care workers need to know how to budget their hours to get the most out of their pay.
Here are some tips to get you started.
Keep a record of how much you pay 2.
Share your expenses with your employer 3.
Have a spreadsheet that shows how much money you’ll earn per hour 4.
Know your savings goal 5.
Find out how much of your pay is coming in on top of your overtime pay 6.
Pay attention to your workload and how much work you can spare in your shift 7.
Find your balance in your workday 8.
Know how much your pay will be if you work at least 20 hours a week 9.
Know the benefits of having a flexible working arrangement (FWA) 10.
Know what your health insurance covers.
Get your salary for the current year in advance 12.
Pay yourself extra for a sick day, for example.
Check your credit score 14.
Find ways to cut down on the cost of living.
Know when to get medical leave for yourself.
Be flexible about how much time you’re allowed to spend away from work.
Know that if you’re in a relationship, you may need to pay more for your child’s school fees.
Make sure you pay for your own meals and snacks.
Keep track of how many hours you’re entitled to for each week you’re on a flexi-pay schedule.
Learn how to negotiate your pay with your boss, who may ask you to cut back.
Know about your rights under the Fair Work Act, including: Your right to be paid on time and in full; Your right not to be fired or disciplined for doing anything wrong; and Your right against unfair dismissal.